Advantages
HSAs offer three great advantages...

Lower Premiums

• The high deductible health plan approved by Congress means lower premiums for you!

HSAs are Tax Deductable and Grow Tax Deferred

• All money deposited to the HSA trust fund is tax deductible, grows tax deferred and can be withdrawn tax free to pay for insurance deductibles and covered medical expenses. If you don’t spend the money it continues to grow year after year... just like an IRA!
• If you don't use the money…you keep it..not some insurance company!

Control

• The next advantage of a HSA is control. With an HSA, the patient and the Doctor, not some third party, make the decision regarding the course and type of treatment.
• HSA funds can be used to pay for a variety of medical expenses, including optical, dental and prescriptions!
• With an HSA you get the treatment you need... when you need it!